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Mortgage
Pre-approval
Finance Your Home, With A Loan
For non all-cash buyers, the ability to finance property is crucial.
Learn more about getting pre-approved for a loan here!
Pre-Qualification vs. Pre-Approval
A Pre-Qualification is a lender's estimate of the loan amount you can borrow.
Getting Pre-Qualified is a quick assessment by a lender of the buyer's financial situation based solely off of what a buyer tells a lender, and not supported by any proof or verifications.
A Pre-Approval is a written lender commitment to grant a maximum loan amount. Getting Pre-Approved requires home buyers to fill out an application that allows a lender to determine their financial situation (debt-to-income ratio, ability to repay, and credit-worthiness).
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